Independent Ontario consumer resource · built on the official Fault Determination Rules · updated July 2026
ONFaultChecker.ca

Privacy

Privacy policy

Plain English, like everything else here.

The short version

Forms and your information

Form submissions are processed by our hosting provider (Netlify) and delivered to us. Broker-connection submissions include your name, contact details, postal code, and the answers you entered in the calculator, and are shared with one licensed Ontario insurance brokerage for the purpose of contacting you with quote comparisons, with your express consent (checked at submission). We do not sell or share your information with any other party. To withdraw consent or request deletion of anything you've submitted, use the contact form or reply to any message from the broker.

Advertising cookies

Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this and other websites. Google's advertising cookies enable it and its partners to serve ads based on your visits here and elsewhere on the internet. You can opt out of personalized advertising by visiting Google Ads Settings, or opt out of some third-party vendors' cookie use at aboutads.info.

The VIN checker

VIN format validation happens entirely in your browser. If a VIN passes validation, it is sent to the U.S. NHTSA public vehicle database (vpic.nhtsa.dot.gov) to decode the vehicle's specifications; we don't store it, and NHTSA's handling is governed by its own policies.

Questions

Privacy questions or requests: contact us. This policy was last updated July 2026 and applies to faultchecker.ca.

Next step
Back to the calculator

Check your fault and estimate your premium change.

Continue →